{"repo":"rohingosling/exponentially-biased-debt-repayment-weight","free":true,"listed":false,"github":"https://github.com/rohingosling/exponentially-biased-debt-repayment-weight","clone":"git clone https://github.com/rohingosling/exponentially-biased-debt-repayment-weight.git","description":"Interactive explorer and technical note for exponentially biased debt repayment weighting.","language":"JavaScript","stars":14,"topics":["analytics","credit-risk","data-analysis","data-science","excel","exponential-decay","finance","financial-analysis","fintech"],"license":null,"category":"analytics","readme_excerpt":"Exponentially Biased Debt Repayment Weight Parameter Explorer 🔎 Overview Parameter Explorer This parameter explorer serves as a companion tool for the Exponentially Biased Debt Repayment Weight technical note. Technical Note The Exponentially Biased Debt Repayment Weight technical note defines an exponentially biased debt repayment weight, a closed-form method for ranking indebted users based on repayment history. Each repayment is normalized by a fixed reference debt amount and weighted by an exponential recency function, producing a transparent score that emphasizes recent repayment behavior while retaining a controlled contribution from older history. - The standard form of the method uses an asymptotic exponential decay function. - An extended form of the method introduces boundary-condition coefficients that force the decay function to reach exactly zero at a specified cutoff period. The method requires no model training, labelled outcomes, demographic features, or third-party behavioral data. It is presented as an independent, non-peer-reviewed technical note and should be understood as a repayment-ranking heuristic rather than a calibrated credit-risk model. 🛠️ Resources - Exponentially Biased Debt Repayment Weight (PDF) - Companion Parameter Explorer - Medium Article - For the sake of entertainment, Original white board explanation","default_branch":null,"files":null,"tree":[],"storefront":"/r/rohingosling","claimed":false,"request_supported":{"post":"https://gitbuyer.com/r/rohingosling/exponentially-biased-debt-repayment-weight/request-supported","requests":0},"note":"indexed from public GitHub; nothing is for sale on this page. Clone it from GitHub. Paid listings live at /search."}