{"repo":"mongodb-industry-solutions/Credit_score","free":true,"listed":false,"github":"https://github.com/mongodb-industry-solutions/Credit_score","clone":"git clone https://github.com/mongodb-industry-solutions/Credit_score.git","description":"This repository contains a demo application showcasing the use of AI-driven alternative credit scoring. It leverages generative AI to explain credit card application rejections and provides tailored credit product recommendations using MongoDB Vector Search.","language":"JavaScript","stars":10,"topics":["financial-services","credit-scoring","fsi","industry-solutions","mongodb","vector-search"],"license":"MIT","category":"machine-learning","readme_excerpt":"GenAI Credit Scoring Demo Credit scoring has always faced persistent challenges, from biases and discrimination to limitations in adapting to evolving economic landscapes. The challenges of traditional models are being overcome through the adoption of alternative credit scoring methods by offering a more inclusive and nuanced assessment of creditworthiness. This prompted a paradigm shift towards leveraging artificial intelligence (AI) and alternative data to reshape the foundations of credit scoring. In this solution, we are using a machine learning algorithm to create a customer/user banking profile by combining relevant data points. Below you can see the architectural diagram of the data processing pipeline for the predicting probability of delinquency and credit scoring. [!Note] The notebooks present in this image are the ones coming from this repo. You do not need them to proceed with the demo's installation. If you want to delve into more detail, our blog sheds light on credit scoring fundamentals, challenges with traditional systems, and the role of AI in creating more inclusive models. Read the Blog! This GitHub repository presents a demo in which you will be able to log on to a client that has already submitted a Credit card application. This approach can be applied to other credit products – like personal loans, mortgages, corporate loans, and trade finance credit lines – and their applications without necessarily confining them to a credit card product only. Its mai","default_branch":null,"files":null,"tree":[],"storefront":"/r/mongodb-industry-solutions","claimed":false,"request_supported":{"post":"https://gitbuyer.com/r/mongodb-industry-solutions/Credit_score/request-supported","requests":0},"note":"indexed from public GitHub; nothing is for sale on this page. Clone it from GitHub. Paid listings live at /search."}